Assess The Damage
The first step after you experience severe weather is to assess the damage. An approximate damage assessment from a trusted local roofing team can help you discuss your needs with your insurance company or Twin Cities roofing contractor and avoid unforeseen costs or discrepancies. It’s important to make such assessments in daylight after inclement weather has passed. If the storm clears at night, you may want to consider moving to the next step below and come back to this one before assessing the damage. Use a pair of binoculars to greatly aid you when looking at your roof to identify damaged areas. Gather your best estimate of the general square foot area and specific details of the area that has been damaged. Note the severity of the damage, and look carefully to see if there are areas of missing shingles. Depending on the severity of some cases, only a few random shingles will be missing.
Make Temporary Fixes to Minimize Property Damage
If a roof is severely damaged in an area directly above a living space, the interior property can be severely damaged by leaking water. To prevent further interior damage, be sure to place a bucket or garbage can under leaks and remove any valuables in the area and store them in a dry location. Serious damage may need to be waterproofed quickly using a strapped tarping method, while smaller repairs can be shingled immediately. Document the materials that were visible or exposed as you make the temporary fixes. Check for signs of exposed plywood, tarpaper, or the ends of missing shingles. Take note of the color of the material and the approximate shade in case you have additional shingles from a past roof replacement project, the shingle color may be stamped on the end of the package.
Contact Your Insurance Company
Once you’ve assessed the damage and made the necessary fixes, it’s time to contact your insurance company. They will help evaluate if the damage is large enough to be covered through home insurance, or whether it would be more economical to hire a contractor directly for any necessary roof repairs. In times of natural disaster, when large residential areas are hit by a storm or other severe weather, it can be beneficial to use your homeowner’s insurance as contractors can become busy.
If Necessary, Contact A Reliable Contractor To Repair The Roof
If you decide that a private contractor is the best solution for your roof and your budget, make sure to always hire a professional certified roofing contractor. Avoid contractors who are in the area because of a natural disaster. These traveling contractors, also known as storm chasers, may not have a trustworthy reputation to uphold – if they have a reputation in your area at all – and may provide substandard workmanship. The last thing you need is to hire a second contractor to repair the shoddy work of a storm chaser, so choose the right local team for your job!
Start The Repair Or Replacement Process
Once you have received approval from your insurance company, schedule a storm damage roof repair or replacement with a licensed and insured roofing contractor. Make sure to get a written contract that outlines the scope of work, timeline, and costs involved. Be sure to document the process. By keeping a record of all communication with your insurance company and contractor, including receipts, invoices, and contracts, you can ensure that you are reimbursed appropriately and protected in case of any disputes later on.